Pre-Approval Key to Fast Housing Market | Home Buying. – Getting pre-approved for a mortgage is one way you can be ready. If you wait to start the loan process until you’ve found a house, you might be too late. " Pre-approval is important in today’s market," said Jeff Saxton, Peoples State Bank vice president of mortgage lending.
Aarron: What we did was a pre-approval at a big bank. The pre-approval was good for 90 days. If we made an offer during that time we just called the mortgage rep and had him draft a letter that showed us pre-approved for the amount of the offer.
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Lenders aren’t legally obligated by their pre-qualification figures–they don’t have to loan you that big a mortgage or any mortgage at all–so they may be willing to pre-qualify you based solely on a.
How to Shop for a Mortgage – Because markets move up and down so fast right now, the rates you see in mainstream media* headlines are long gone by the time you can do anything about it. So here’s how to shop for a mortgage in..
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620 credit score mortgage Lenders offer new options for first-time and credit. – If your score is below 620 to 640: An FHA (Federal Housing Administration) home loan is your best option because most lenders won’t approve a conventional loan for borrowers with a credit score.
Mortgage pre-approval letters are typically valid for 60 to 90 days. Lenders put an expiration date on these letters because your finances and credit profile could change. When a pre-approval.
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Mortgage Tips to Get an Affordable Mortgage – Quick Tip Mortgage rates fluctuate. that you have the ability to repay the loan and get an affordable mortgage: Before you move forward with your home purchase or refinance, get a pre-approval from.
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Karmanos enters thriving mortgage industry – Southeast Michigan’s mortgage industry. for mortgages and get pre-approved. This sort of all-online service has been growing in popularity and is widely advertised on TV and the Internet by.